Pre-Discharge Bankruptcy Education:
- Is a federal requirement prior to the discharge of a consumer bankruptcy.
- Can be conducted in-person or over the internet.
- Teaches sound financial habits for regaining personal financial control.
- Assists in developing a “workable” budget.
- Focuses on understanding the sources and costs of credit and alternatives to credit.
- Discusses predatory lending and identity theft.
- An in-person workshop fee is charged: $40 per individual or $60 for a married couple.
- Our online program fee is $30 per individual.
- In limited circumstances, a client may be eligible to have fees waived.
- A certificate is issued at the conclusion of this program.




