Consumer Credit Counseling Service of Middle Georgia, Inc.

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HomeSafe Georgia program is expanding! This program may help you save your home! Click here for more details.

What's New

HomeSafe Georgia is a program that provides temporary mortgage payment assistance for Georgia homeowners who have suffered a hardship, such as unemployment, underemployment, medical, death in the immediate family, or loss of income due to active duty military orders. If you are approved for assistance, HomeSafe Georgia will assist with your mortgage payments for up to 24 months.

CCCS of Middle Georgia is a regional partner with HomeSafe Georgia. To see if you qualify, call to speak with one of our counselors at 478-745-6197 (Macon), 478-922-1141 (Warner Robins), or 1-800-446-7123. Visit HomeSafe Georgia’s website for eligibility details.

Budget and Credit Counseling

CCCS specializes in budget and credit counseling that can help you improve money management skills and identify solutions to repay credit card debts or other financial issues.

Debt Management Plans

A Debt Management Plan (DMP) is a voluntary debt repayment program that helps many people get out of debt.

Housing Counseling

As a HUD-approved housing counseling agency, we offer three types of housing-related counseling services: Pre-Purchase Housing Counseling, Delinquent Mortgage Counseling, and Reverse Mortgage Counseling.

Community Financial Literacy Education

Community Educational Programs are offered as an important community outreach tool. These programs, centered around topics such as credit management, budgeting, and “consumer beware” issues, offer participants the opportunity to learn and thus become better managers of the financial aspects of their lives. Our programs are easily adaptable to your time schedule or audience, and they are typically free of charge.

Bankruptcy Counseling and Education

We are approved by the Executive Office of the U.S. Trustee (EOUST)* to offer pre-filing bankruptcy counseling and pre-discharge bankruptcy education for residents of Georgia and South Carolina.

* Approval does not endorse or assure the quality of an agency’s services.

Choosing a Legitimate Credit Counseling Agency

Our agency has been serving the Middle Georgia area for more than 40 years. We are the only agency that has physical offices located in our service area.

Client Testimonials

See how we were able to help our clients with their debt.



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  • NFCC Member
  • United Way
  • COA: Council on Accreditation
  • Department of Housing and Urban Development
  • National Homeownership Industry Standards
  • Consumer Credit Counseling Service is a BBB Accredited Business. Click for the BBB Business Review of this Credit & Debt Counseling in Macon GA